You may get your stimulus payment on a prepaid VISA card in the mail

If you qualify for an Economic Impact Payment (also commonly called stimulus money) through the federal CARES Act, the government might mail your money on a prepaid VISA debit card issued by MetaBank. Do not throw this card away. This is not a scam. The government is sending some people Economic Impact Payment Cards if they qualified for a stimulus payment and the IRS couldn’t direct deposit the payment.

The money on the VISA prepaid debit card is your Economic Impact Payment from the Coronavirus Aid, Relief, and Economic Security (CARES) Act. You do not need to pay this money back and you will not be taxed on this money. If you have had a checking account debit card or credit card before, this card may be a little different. First, this card is not linked to any bank or credit union account and will not have any impact on your credit score or help you build your credit. You cannot overdraft or spend more than what has been loaded on the card. If you don’t have enough money to cover a purchase, the transaction may be declined or partially authorized. If this happens, you may be asked to use another form of payment to pay the full or remaining amount if you want to complete the transaction.

You can get cash, request a check, or make a purchase anywhere VISA debit cards are accepted. Each time you use your card, the amount will be deducted from your balance until you use all your funds. You will not be able to load your own money on this card and your money will not expire. If you do not use all your money before the expiration date printed on the card, you can call customer service to request a refund check for the remaining balance.

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